HOW TO DISPUTE CREDIT CARD PAYMENTS?

Disputing charges is both easy and slightly annoying. If your credit monitoring service allows disputations online, it’s likely only through one bureau. You’ll have to use the old fashioned way. In that, I’ll just give you the old fashioned way.

HOW TO PREVENT IDENTITY THEFT?

You Think about everything you do. Do not throw documents with your personal details in the trash. Verify credit card statements. Scammers often target seniors but everyone is a target; never verify personal information by telephone or email unless you made the call first. Don't click on email link that you don't know of. Always consider email links and calls from anyone you don't know as strangers. Stranger danger!

WHAT IS AN AVERAGE OR GOOD CREDIT SCORE?

Younger Americans tend to have lower average scores than their older counterparts, though. Young adults aged 18 to 29 average a score of 659, while adults age 30 to 39 have an average score of 677. Americans between the ages of 40 and 49 have an average score of 690. The Ascent's research also revealed that the average VantageScore was 694 as of the first quarter of 2018. VantageScores are an alternative to FICO® Scores. FICO® Scores are determined using a formula created by the Fair Isaac Corporation, while VantageScore's formula was developed in 2006 by Equifax, Experian, and TransUnion. 

CREDIT SCORE - UNDERSTAND THE COSTS

More than just the total of your credit score, it is important to understand what is helping and what is hurting your credit score. Your credit score is influenced by your timely payment history, how much credit you have and are using, the types of credit you have and how many credit accounts you have opened and how many credit applications you have made. For example, if you apply for credit and get rejected, you will have hurt you credit score and ultimately cost you more.

CREDIT CHECKS COSTS - SOFT AND HARD CREDIT CHECKS

A soft credit check is when you check your credit score. There are times when you can get a credit check without getting charged directly but there will usually be some other cost associated. A hard credit check is a credit score check made after you apply for credit. These hard credit checks go on your credit record and impact your credit score. We recommend working on repairing your credit score before making any more credit applications. Failed credit applications also have a negative impact on your credit score. Hard credit checks can add to your credit repair cost.

RESTORE CREDIT SCORE - GET HELP TO LOWER COST

Improving your credit score and repairing your credit score because of past events is not something most people can do alone. There are many strategies you can implement to repair your credit score Best Credit Repair Agency will share with you that have an immediate impact on repairing your credit score. The more you understand and the better decisions you can make will reduce your credit repair cost.

You will often see a price of $99.00 per month plus sign up fees floating around. Everyone's situation is different. This is unreasonable to state. If you are handing over all responsibility, you are going to pay more. Best Credit Repair Agency aims to educate you to reduce your credit repair cost and help you maintain a healthy credit score for the long term.